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New Arrivals – Funding Your Baby’s Future

August 28, 2020 by Rosie Leave a Comment

It’s a boy! Or it’s a girl! Either way, the baby is finally here and everyone is excited! The future holds so much potential for the new generation these days. The routes to a life of happiness and self-sufficient financial stability are no longer the secrets of a fortunate few. Life can be lived well, all you need is a plan. And that can be googled in a minute. Want to help your child explore their interest in becoming a doctor? Look it up. Want to help them get into technology, or music, or sports, or cooking? Help is just at your finger tips.

Having a plan is half the work. Actually, carrying out the plan can throw up a few roadblocks along the way, such as the expense of equipment or travel. Some things aren’t free, and no matter how hard you try, sometimes you just have to bite the bullet and pay.

Here’s how you could start saving for your child now…

Disclosure: This is a collaborative post. See my disclosure policy for more details.

Regular payments into a savings account

Junior ISAs are nothing new, and their popularity isn’t unfounded. Explore your options, of course, but the basic principle is that in exchange for saving through an ISA (which stands for Individual Savings Account), you will benefit from a higher rate of interest than if you were to simply save via the normal method of using your bank account. People who try to save by keeping an eye on their current account rarely achieve their savings goals, but by setting up a dedicated savings account, you will ring fence the savings, making it impossible to accidentally spend the savings. You don’t need to save much on a monthly basis for it all to add up. Think about a monthly amount that you can comfortably afford. Now times it by 12 for the year. Now times that by 18 for an 18th birthday gift that can help your child get set up in life.

Get the child involved

Kids love to help out. You can use this to their advantage by tasking them with chores and even offering to help grandparents or other relatives with things like gardening for a fee. Offer to put the same amount that they earn into their savings. This will teach them the benefits of hard work whilst boosting the savings power of any savings account. Also, when the child is earning their own money, they can spend their cash on the things that they want, so you don’t have to fork out endless amounts of pocket money. Understanding the value of money is also another great lesson in life.

Have you started saving for your child’s future? What other ideas do you have to save for your child?

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Hi, I’m Rosie!

Lover of tea on the beach and avid recycler!

I’m here to help you, with sweet and simple ideas to inspire your children.

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May her kindness and calm presence live on within May her kindness and calm presence live on within us all. 💕Rest in peace your majesty 👑 

I love this photo that my dad @screen_play captured in the 1980’s. A happy, magical moment 💫 

#queenelizabeth #hrh
Easy Washi Tape Hearts! 🥰 ⠀⠀⠀⠀⠀⠀⠀ Easy Washi Tape Hearts! 🥰
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Would you like to make some last minute Valentines this weekend? ❤️(Or maybe you're stuck in isolating like us 🤪).
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These easy washi tape hearts are so quick and easy to make - they look really effective too! 😍
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I've posted a blog post (link in bio) but to be honest these are so simple to make.
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•Cut a heart shape from card - you could use an old piece of cereal box.
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•Tear pieces of washi tape and create a collage. See what mix of patterns and colours you can make!
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•Add a face with a black pen or goggly eyes.
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•Write a note on the back for someone special!
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If you don't have any washi tape you could also use left over pieces of gift wrap and stick on with glue. 🎁 
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Are you giving Valentines on Monday? Are you making anything special with the kids?
Who loves a good 'ole recycled toilet roll craft?! Who loves a good 'ole recycled toilet roll craft?!
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I think the best Christmas decorations are the homemade ones, how about you? 🎄 
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Toilet roll crafts are one of our faves as you don't need much to make them - it also reuses those cardboard tubes!
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These Santa Claus and Mrs Claus toilet roll ornaments are really easy to make with just a few materials. Inspire children to make their own Santa 🎅 or Mrs Claus 🤶 - or perhaps they might decide to make their own Christmas characters!
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Do your kids like to make homemade Christmas ornaments?
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Rosie here! 
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I took a social media break so I could focus on just ‘being’ this summer. It’s been a challenging year for us all and sometimes it’s good to take a step back and focus on what matters. ❤️

I love this photo of me and my gang (we are about to go on a pony trek!) 🐎 It sums up our summer - getting outdoors, trying new things and most of all, spending time together. 🥰

I also wholeheartedly recommend a visit to @pembreycountrypark in Wales 🏴󠁧󠁢󠁷󠁬󠁳󠁿 where this picture was taken. We loved it so much we could have spent much more than a day there!

Did you have a break from routine this summer? What did you get up to?
What can you create with a wooden spoon?!
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We've had a go at making some wooden spoon people puppets! 
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These were so fun and easy to make. Your children can use their imagination to create any different characters that they like! 
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Some of the ideas my kids came up with were: mermaids, ladies with pretty dresses and super heroes. Scroll to see some of the finished results!
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I hope your children have as much fun making these wooden spoon people puppets are much as mine did. Once you’ve made your puppets you can go ahead and put on a puppet show!
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Click on the link in my bio for the full tutorial.
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Have you used wooden spoons for your kids to craft with? What did you make?
Stick Fairy! 🧚‍♀️ I put this on my stor Stick Fairy! 🧚‍♀️ 

I put this on my stories, but then thought was too cute to not share properly! 💚

This wonderful stick fairy idea came from @mothernatured 👏 
I made one for the woodland playgroup I co-run and the children loved making their own versions! 💚

I recommend using dry sticks. Use pva glue and leave to dry thoroughly. Some of our group also found tying leaves on with yarn worked really well too!

Do you like to make nature crafts with your kids? 🌲
Spring is finally in the air! Hop little bunnies! Spring is finally in the air! Hop little bunnies! 🐇 
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Do you have a Peter Rabbit fan in your house? My daughter adores the Peter Rabbit books and the tv show. How about your children? 🥕 
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We love making our own toys from recycled bits and bobs in the house, so decided to have a go at making a Peter Rabbit figure using a toilet roll! ✂️ 

You can make this Peter Rabbit toilet roll DIY with an empty toilet roll and a few bits and pieces from the craft box.
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Do you like making recycled crafts? Does it feel like spring where you are? 🌸
Happy Mother’s Day to all those celebrating this Happy Mother’s Day to all those celebrating this weekend. 🥰🌸
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We love using washi tape in crafts, especially homemade cards. It’s so fun and easy to use and looks really effective. Why not give it a try? 
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You can make these washi tape cards for any occasion. Your kids will enjoy coming up with their own designs. Search ‘washi tape cards’ on the blog for full tutorial.
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Have you used washi tape in kids art and crafts? 👩‍🎨
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